Work, Retire, Repeat

19-09-2024
Author(s): Teresa Ghilarducci
Publication Number: ECES-SB297
Issued in: 2024

Overview:
A damning portrait of the dire realities of retirement in the United States—and how we can fix it.


Many argue that the solution to the financial straits of American retirement is simple: people need to just work longer. Yet this call to work longer is misleading in a multitude of ways, including its endangering of the health of workers and its discrimination against people who work in lower-wage occupations. In Work, Retire, Repeat, Teresa Ghilarducci tells the stories of elders locked into jobs—not because they love to work but because they must.


But this doesn’t need to be the reality. Work, Retire, Repeat shows how relatively low-cost changes to how we finance and manage retirement will allow people to truly choose how they spend their golden years.